Insured Status in a Personal Auto Policy
interactive

Insured Status in a Personal Auto Policy

Academy of Insurance
Updated Jul 06, 2025

What you'll learn

  • Identify the four coverage parts of PAP
  • Explain the three levels of insureds in PAP
  • Analyze the breadth of coverage at different insured levels
Course Description

The Personal Auto Policy (PAP) contains four coverage parts and can extend protection to three "levels" of insureds. As you move down levels, the breadth of coverage decreases